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Boat Loan

Because it’s fun to make a splash.

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Or call 1-800-621-2105

Boat Loan Interest Rate  APR  Monthly Payment Loan Term (Months)
New & Used 2018+ 8.34% 8.52% $369.39 120

Rates effective as of January 2, 2025, and subject to change without notice. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for the displayed lowest rates. A $160 processing fee and a $75 Vendor Single Interest (VSI) fee apply to all booked boat loan applications. Boats 2018 or newer — APR calculation and example monthly payments based on loan amount of $30,000, FICO® score of 730 or greater, and term of 120 months. Rate includes 0.25% reduction for automated payments from an Elements checking account. Additional conditions may apply. Subject to credit approval. Payments shown do not include taxes and insurance premiums.

More Disclosure

Boat Loan

Your weekends could get a lot more fun with this loan.

KEY FEATURES

  • Rates as low as 8.52% APR for 120 months
  • Finance up to 90% of your boat’s value plus sales tax and licensing fees
  • Good toward all types of new and used sailboats, motorboats, and yachts
  • Flexible terms to fit your budget, up to 180 months. Call 1-800-621-2105 for additional rates.
  • Boat loan refinancing is also available

APPLY IN MINUTES

  • Closings typically in as quick as one business day

Apply Now

I have used Elements for a mortgage, two auto loans, and now a boat loan. It's great that I have been able to count on my credit union for all of my loan needs. They have great service!

- Tammy L. | Member since 1997

What Will My Boat Payments Be?

Boat Loan Calculator

Results

  1. 1 Based on asset size as of 9/3/2024.